Varachha Bank

varachha.bank.in

live

Is Varachha Bank down right now?

Varachha Bank is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 200 OK
Response: 2.4s
Last checked: 5 hours ago

Answer: No Varachha Bank issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:04 AM IST.

Report an issue

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

Not working for you? Report it

Takes 5 seconds, no login needed.

Last 24 hours: 0 reports.

About Varachha Bank

Surat's Varachha Co-operative Bank Ltd., called Varachha Bank or VCB by customers, runs net banking, the VCB Mobile Banking app, UPI and WhatsApp banking from its website varachha.bank.in.

Its head office, Sahakar Bhavan, is at Sarthana Jakatanaka in Surat. Branch e-Lobbies carry ATMs, cash recyclers, cheque deposit kiosks and passbook printers.

24-day history

healthy reports issues outage

We checked 25 times over the last 24 days — healthy on 23 days, minor issues on 1 day. It typically responds in about 2.8s.

24d ago 16d 8d today

Response time · daily average slowest day 4.9s

Dashed line is its usual 2.8s, measured over the last 14 days. Gaps are days with no timing data.

1 Oct checked, healthy avg 3s

2 Oct checked, healthy avg 2.7s

3 Oct checked, healthy avg 1.9s

4 Oct checked, healthy avg 2.7s

5 Oct checked, healthy avg 3.7s

6 Oct 1 issue avg 3.9s

7 Oct checked, healthy avg 2.3s

8 Oct checked, healthy avg 3.6s

9 Oct checked, healthy avg 2.7s

10 Oct checked, healthy avg 4.9s

11 Oct checked, healthy avg 2.8s

12 Oct checked, healthy avg 2.2s

13 Oct checked, healthy avg 2.3s

14 Oct checked, healthy avg 3.7s

15 Oct checked, healthy avg 3s

16 Oct checked, healthy avg 2.8s

17 Oct checked, healthy avg 3.3s

18 Oct checked, healthy avg 2.8s

19 Oct checked, healthy avg 2.4s

20 Oct checked, healthy avg 2.4s

21 Oct checked, healthy avg 3.1s

22 Oct checked, healthy avg 2.3s

23 Oct checked, healthy avg 2.5s

24 Oct checked, healthy avg 2.4s

Recent reports & outages

05 Oct

Reachability issue minor

Our checks could not reach Varachha Bank for about 1h 23m.

If Varachha Bank isn't working

Update VCB Mobile Banking An outdated VCB Mobile Banking app can fail at login. Update it from your app store and sign in again.
Check the registered mobile UPI and OTPs need the mobile number updated on your account.
Wait before retrying a transfer Look at the account statement first so you do not pay twice.
Change network Switch between Wi-Fi and mobile data if net banking keeps timing out.
Look for other customers' reports Many Varachha Bank reports together mean the problem is at the bank. Try again after some time.

Other ways to access Varachha Bank

Bank on WhatsApp Balance, mini statement, cheque book requests and card blocking work on Varachha Bank's WhatsApp number.
Use any UPI app BHIM, PhonePe, Google Pay and Paytm can link a Varachha Bank account for payments when net banking is slow.
Visit an e-Lobby Cash withdrawal, deposits and passbook updates still work at the bank's e-Lobby machines when online banking is down.
Call the bank The toll-free line, ATM helpline and head office number are on the Varachha Bank helpline page.

Official channels during an outage: Facebook · X · Instagram · WhatsApp · Website

Questions

Our test of the VCB net banking login, plus the reports Varachha Bank customers leave here, show whether the bank is failing for many people. A cluster of reports at once is a sign of trouble at the bank. If only your app is stuck, update it and try mobile data instead of Wi-Fi.

When net banking, the VCB Mobile Banking app and UPI all fail together and other customers report it here too, the fault is at Varachha Bank. If the app opens but one payment fails, check your statement before you retry, so the same amount is not sent twice.

Varachha Bank asks you to allow 2 to 3 days for a failed UPI or IMPS transfer to resolve itself. RBI rules set T+1, the next working day, as the deadline for returning such a debit to your VCB account. If the money has still not come back, register an Online Transaction Complaint on the Complaint Forms page of varachha.bank.in.

Use ATM Card On/Off/Block in the VCB Mobile Banking app, or choose Block Debit Card in WhatsApp banking. For card problems at an ATM, call the ATM helpline listed on our Varachha Bank helpline page.

Report it on the bank's Fraud Transaction Complaint form at once, and email the cyber complaint desk. Also report it to the cyber crime helpline 1930 or cybercrime.gov.in.

After you register or set the UPI PIN, the first transaction is capped at Rs 5,000. Once 24 hours pass, the limit is Rs 1,00,000 a day and Rs 50,000 per transaction.

Haan, jab Surat aur baaki jagah se VCB customers ek hi samay par login ya UPI fail hone ki report karein. Akele aapka app atka ho to pehle use update karke phir se kholiye.

Yes. The download button on the status card saves a server down image with Varachha Bank's status, the time of our last check, and how many users are reporting problems.

Need to block a card or report a failed transaction on Varachha Bank? See the verified Varachha Bank customer care and net banking helpline numbers.

1800 258 7750

Varachha Bank · 10 AM-6 PM, banking days · 0261 691 8000

Full helpline