HDFC Bank

hdfc.bank.in

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Is HDFC Bank down right now?

HDFC Bank is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 200 OK
Response: 0.1s
Last checked: 7 hours ago

Answer: No HDFC Bank issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 2:29 AM IST.

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Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

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Last 24 hours: 0 reports.

About HDFC Bank

India's largest private sector bank by assets, HDFC Bank works out of Mumbai and serves crores of customers through branches, net banking and its mobile banking app. The bank trades as HDFC Bank Limited.

In July 2023 its parent HDFC Ltd merged into the bank, which brought the home loan business under the same roof. It also issues credit cards, which have their own status page here, with PayZapp for payments and SmartBuy for card offers sitting beside the main app. The bank schedules its maintenance windows in the small hours and posts them in advance.

Live reports

showing 8 of 26

No one has reported a problem with HDFC Bank in the last 24 hours.
History has 26 reports from the last 85 days.

New DelhiGoogle LLC

Net banking login / OTP failed

22 Oct
New DelhiGoogle LLC

Net banking login / OTP failed

22 Oct
PuneAirtel

Transaction failed (IMPS/NEFT)

“TXN DECLINED: Rs. 1200.00 on 19-10-26 at 16:25:17 On HDFC Bank Debit Card 0249 Reason: Technical failure Please retry the transaction.” — Guest

19 Oct
ChandakaAirtel

Net banking won't open

19 Oct
PuneAirtel

Transaction failed (IMPS/NEFT)

“online transaction not working” — Guest

18 Oct
BengaluruJio

MobileBanking app stuck

“Hdfc app not working” — Guest

18 Oct
PerambalurSri Vari Network Private Limited

MobileBanking app stuck

17 Oct
PuneTata

Transaction failed (IMPS/NEFT)

“Payment is not happening with credit card” — Guest

14 Oct

What people are reporting

reports

Net banking login / OTP failed 27% Net banking login / OTP failed · 7 reports · 27%

Transaction failed (IMPS/NEFT) 27% Transaction failed (IMPS/NEFT) · 7 reports · 27%

MobileBanking app stuck 19% MobileBanking app stuck · 5 reports · 19%

Money debited but not credited 8% Money debited but not credited · 2 reports · 8%

Net banking won't open 4% Net banking won't open · 1 report · 4%

Something else 15% Something else · 4 reports · 15%

Where reports come from — 8 states

reports

Maharashtra 23% Maharashtra · 6 reports · 23%

Delhi 19% Delhi · 5 reports · 19%

Karnataka 19% Karnataka · 5 reports · 19%

Punjab 12% Punjab · 3 reports · 12%

Other (4 states) 27% Other (4 states) · 7 reports · 27%

Which networks — 10 networks

reports

Airtel 42% Airtel · 11 reports · 42%

Jio 19% Jio · 5 reports · 19%

Tata 8% Tata · 2 reports · 8%

Google LLC 8% Google LLC · 2 reports · 8%

Other (6 networks) 23% Other (6 networks) · 6 reports · 23%

Reports about HDFC Bank in the last 90 days, up to 23 Oct 2026, 5:30 AM IST, are coming from users across Airtel, Jio and Tata, so this does not look specific to one network.

85-day history

healthy reports issues outage

We checked 260 times over the last 85 days — healthy on 64 days, minor issues on 3 days. It typically responds in about 0.2s.

85d ago 57d 28d today

Response time · daily average slowest day 0.6s

Dashed line is its usual 0.2s, measured over the last 14 days. Gaps are days with no timing data.

1 Aug no data

2 Aug no data

3 Aug no data

4 Aug no data

5 Aug no data

6 Aug no data

7 Aug no data

8 Aug no data

9 Aug no data

10 Aug no data

11 Aug no data

12 Aug no data

13 Aug no data

14 Aug no data

15 Aug checked, healthy

16 Aug no data

17 Aug checked, healthy

18 Aug checked, healthy

19 Aug checked, healthy

20 Aug no data

21 Aug checked, healthy

22 Aug checked, healthy

23 Aug checked, healthy

24 Aug no data

25 Aug checked, healthy

26 Aug no data

27 Aug checked, healthy

28 Aug checked, healthy

29 Aug checked, healthy

30 Aug checked, healthy

31 Aug checked, healthy

1 Sep checked, healthy

2 Sep checked, healthy

3 Sep checked, healthy

4 Sep checked, healthy

5 Sep 2 reports avg 0.2s

6 Sep checked, healthy avg 0.2s

7 Sep 1 report avg 0.2s

8 Sep 1 report avg 0.1s

9 Sep checked, healthy avg 0.1s

10 Sep checked, healthy avg 0.6s

11 Sep checked, healthy avg 0.3s

12 Sep checked, healthy avg 0.2s

13 Sep checked, healthy avg 0.1s

14 Sep checked, healthy avg 0.2s

15 Sep checked, healthy avg 0.1s

16 Sep checked, healthy avg 0.3s

17 Sep checked, healthy avg 0.1s

18 Sep 2 reports 1 issue avg 0.1s

19 Sep checked, healthy avg 0.3s

20 Sep checked, healthy avg 0.1s

21 Sep checked, healthy avg 0.2s

22 Sep checked, healthy avg 0.2s

23 Sep checked, healthy avg 0.4s

24 Sep checked, healthy avg 0.4s

25 Sep checked, healthy avg 0.3s

26 Sep checked, healthy avg 0.1s

27 Sep checked, healthy avg 0.2s

28 Sep checked, healthy avg 0.2s

29 Sep checked, healthy avg 0.2s

30 Sep 2 reports avg 0.2s

1 Oct checked, healthy avg 0.2s

2 Oct 1 report avg 0.4s

3 Oct checked, healthy avg 0.3s

4 Oct checked, healthy avg 0.2s

5 Oct checked, healthy avg 0.3s

6 Oct 2 reports avg 0.2s

7 Oct 2 reports 1 issue avg 0.2s

8 Oct 2 reports avg 0.3s

9 Oct checked, healthy avg 0.3s

10 Oct 2 reports avg 0.2s

11 Oct checked, healthy avg 0.4s

12 Oct 1 report avg 0.2s

13 Oct checked, healthy avg 0.1s

14 Oct 1 report avg 0.4s

15 Oct checked, healthy avg 0.2s

16 Oct checked, healthy avg 0.1s

17 Oct 1 report avg 0.1s

18 Oct 2 reports avg 0.2s

19 Oct 2 reports avg 0.3s

20 Oct checked, healthy avg 0.4s

21 Oct checked, healthy avg 0.2s

22 Oct 2 reports 1 issue avg 0.2s

23 Oct checked, healthy avg 0.2s

24 Oct checked, healthy avg 0.2s

Recent reports & outages

07 Oct

Reported problems minor

Peaked at 2 reports in an hour on 07 Oct. Reported from Karnataka.

If HDFC Bank isn't working

Transaction failed but money debited? Do not retry straight away. The amount from a failed IMPS or NEFT returns to your account without a request. Keep the reference number and look at your statement first.
'Busy processing heavy load' message? This is HDFC's own busy message, not a full outage. Wait a few minutes and retry. Wait a few minutes, or switch to UPI or the MobileBanking app for an urgent payment.
Use UPI if a payment is urgent UPI from any app linked to your HDFC account can still work when net banking is down, so try that first instead of waiting.
Switch between website and the app If the net banking site will not load, try the HDFC MobileBanking app, and vice versa. Switching between them is the quickest workaround.
App crashing after a phone update? Update the MobileBanking app and clear its cache, then reopen. After some OS updates a fresh reinstall is needed before it works again.
Check the live status above If many people across India are reporting HDFC right now, it is a wider problem and not just you. Use UPI or wait rather than retrying again and again.

Other ways to access HDFC Bank

Pay by UPI from the same account If net banking is down, UPI from any app linked to your HDFC account can still work for payments and transfers.
MobileBanking app or PayZapp If the website is not loading, the HDFC MobileBanking app or PayZapp may still work for payments and balance checks.
Phone banking / IVR Call the verified HDFC helpline to check balance, block a card or raise a complaint when net banking is not reachable.
ATM for cash and balance A nearby ATM works for cash, balance and a mini statement when the digital channels are down.
Branch for big or stuck transactions For a large transfer that is stuck or a serious account issue, visiting the branch is sometimes the fastest fix.

Official channels during an outage: X · Facebook · Instagram · YouTube · LinkedIn · WhatsApp · Website

Questions

Check the reports on this page. If net banking fails, try the MobileBanking app or UPI on the same account. A burst of reports from many places at once points to a technical issue the bank is facing. If few people report it, look at your own login, device and connection.

The 'system is busy processing heavy load' message is HDFC's own busy notice, not a fault on your account.

That is HDFC NetBanking's own busy message: the site is taking more requests than it can serve at that moment. It does not mean anything is wrong with your account. Wait a few minutes and retry, or use UPI or the MobileBanking app in the meantime.

Yes. HDFC returns the money from a failed IMPS or NEFT on its own, and RBI's outer limit for a failed UPI or IMPS debit is one working day after the payment. Keep the reference number and check your statement before you send the money again.

Pehle UPI se try karein, kyunki UPI net banking se alag raste se chalta hai, ya MobileBanking app try karein. Agar paise cut gaye par payment fail hua to dobara na karein, HDFC khate se kata paisa, fail UPI ya IMPS par, RBI niyam ke tahat T+1 tak laut aana chahiye. Is page par live status dekhte rahein.

Many times one channel works when the other does not. If the website is failing, try the MobileBanking app, or the other way round. If both fail for a lot of users together, then it is the bank side and the reports on this page will show it.

Check whether your phone's OS was just updated. Update the app from the store, clear its cache and reopen it. If the same crash is hitting many users at once, it is an app side issue; update the app as soon as a new version is out.

Check the reports on this page first. HDFC schedules most UPI maintenance between midnight and about 6:30 AM and posts the window in advance on its important messages page. In one of those windows UPI on an HDFC account stops inside Google Pay, PhonePe or Paytm too, because the break is at the bank end, not the app. Money debited on a failed UPI payment is reversed, by the next working day at the latest under RBI rules.

Yes. Tap Download on the status card at the top. The saved server down screenshot shows HDFC Bank's status, the last checked time, and how many users are reporting problems.

Need to block a card or report a failed transaction on HDFC Bank? See the verified HDFC Bank customer care and net banking helpline numbers.

1800 1600

HDFC Bank · 24x7, 8 AM - 8 PM

Full helpline