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Answer: "Money debited but not credited" is the only SBI issue reported in the last 24 hours (2 reports). SBI responded normally at our last check on 24 Oct 2026, 3:43 AM IST.
Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.
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Last 24 hours: 2 reports.
About SBI
Tracing its roots to the Bank of Calcutta of 1806, State Bank of India (SBI) was set up by an Act of Parliament in 1955 and is headquartered at State Bank Bhavan, Mumbai.
Customers bank through the YONO app, YONO Lite, OnlineSBI net banking, UPI and WhatsApp banking, alongside branches and ATMs. The SBI Contact Centre answers round the clock in 15 languages.
Live reports
across 1 state
showing 8 of 16
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18h ago
PatiālaJio
Money debited but not credited
“My money was deducted through paytm and till receivers not received the payment” — Vishal singh
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18h ago
LudhianaJio
Money debited but not credited
“I done payment through paytm and my money was deducted but receiveds till not received the payment” — Vishal singh
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23 Oct
PatiālaJio
Money debited but not credited
“My money was deducted through paytm and till receivers not received the payment” — Vishal singh
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23 Oct
LudhianaJio
Money debited but not credited
“I done payment through paytm and my money was deducted but receiveds till not received the payment” — Vishal singh
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23 Oct
BhopalJio
UPI not working
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22 Oct
BengaluruAirtel
UPI not working
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21 Oct
FaridabadJio
Net banking login / OTP failed
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16 Oct
HyderabadJio
UPI not working
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12 Oct
RayachotiHyosec Solutions Private Limited
YONO app stuck or crashing
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12 Oct
New DelhiExcitel
Net banking login / OTP failed
“login page not loading” — Guest
What people are reporting
16
reports
Where reports come from — 9 states
16
reports
Which networks — 7 networks
16
reports
Reports about SBI in the last 90 days, up to 23 Oct 2026, 5:30 AM IST, are coming from users across Jio, Airtel and Excellmedia, so this does not look specific to one network.
80-day history
We checked 253 times over the last 80 days — healthy on 66 days, minor issues on 1 day. It typically responds in about 0.2s.
Dashed line is its usual 0.2s, measured over the last 14 days. Gaps are days with no timing data.
If SBI isn't working
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Do not resend a failed payment A second attempt before the first debit comes back can cost you twice. Look at the statement and note the UTR.
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Switch between YONO, YONO Lite and net banking If one of YONO, YONO Lite and OnlineSBI is stuck, try another before deciding SBI itself is down.
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OTP not coming? Check signal on your registered mobile and wait one minute before asking for a new OTP.
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Update YONO Get the newest YONO from your phone's app store and log in afresh.
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See if others are reporting it A wave of SBI reports from different states on this page means the trouble is at SBI's end.
Other ways to access SBI
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Use SBI WhatsApp banking Send Hi to +91 90226 90226 and verify with an OTP to get your balance, a mini statement, an account statement or a cheque book request without YONO.
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Pay by UPI from another app SBI accounts work in every UPI app, so BHIM, GPay or PhonePe can still pay when YONO or net banking is stuck.
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Block a card by phone The contact centre's IVR blocks an ATM card, internet banking or UPI at any hour, even when every app is down.
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Use an ATM or branch An SBI ATM gives cash and a balance, and a branch can push through a large or stuck transfer.
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Reach SBI support SBI's helplines, from 1800 1234 to the fraud desk, are listed with the complaint portal on the verified SBI helpline page.
Official channels during an outage: X · Facebook · Instagram · YouTube · LinkedIn · WhatsApp · Website
Questions
Many reports from across India here at the same time mean the problem is on SBI's servers. With few reports, look at your own network, the YONO version or your login details.
Often one channel is in trouble while the others work: try YONO, YONO Lite, OnlineSBI net banking or UPI from another app. When all of them fail for many people together, it is downtime at SBI's end. For a balance or statement without the app, send Hi on WhatsApp to +91 90226 90226.
Those apps send your payment through SBI's UPI system. When SBI's side is slow, every app shows the failure at once. Give it a few minutes, or pay from a different bank account linked to the app.
Check your statement and note the UTR first. RBI's reversal timelines make SBI return a failed UPI or IMPS debit by the next working day, with Rs 100 owed to you for every late day. Money still missing? Register a complaint on crh.sbi.bank.in.
Check that your registered mobile has signal and can receive SMS, then wait a minute before asking for another OTP. If only YONO fails, try OnlineSBI net banking or YONO Lite.
YONO na khule to OnlineSBI net banking ya YONO Lite try karein. Balance ya statement ke liye WhatsApp par +91 90226 90226 ko Hi bhejein. Paisa kat gaya aur transaction fail hua to dobara na bhejein; UTR sambhal kar rakhein.
Call 1800 1234, choose your language and press 0; the menu then blocks your ATM card, internet banking or UPI. A card block is confirmed by SMS to your registered mobile.
Yes. The Download button on the status card saves a server down image with SBI's status, the time of our last check, and how many users are reporting problems.
Need to block a card or report a failed transaction on SBI? See the verified SBI customer care and net banking helpline numbers.
Related & alternatives
If SBI is down, here are other banks and net banking services we track, each with live status.
People also check
Unofficial status from automated checks & user reports. Not affiliated with SBI. Status may be inaccurate, confirm on the official site.