Saraswat Bank

saraswat.bank.in

live

Is Saraswat Bank down right now?

Q: How do I check my Saraswat Bank balance without the app?

Use the Missed Call Service from your registered mobile, and the balance comes by SMS. You can also send Hi to the bank's WhatsApp number and type Bal.

Saraswat Bank is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 200 OK
Response: 1.3s
Last checked: 5 hours ago

Answer: No Saraswat Bank issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:04 AM IST.

Report an issue

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

Not working for you? Report it

Takes 5 seconds, no login needed.

Last 24 hours: 0 reports.

About Saraswat Bank

Mumbai's Saraswat Co-operative Bank Limited, known to most customers as Saraswat Bank, runs its website on saraswat.bank.in, e-Banking for retail and corporate customers, and the GOMO NxT mobile banking app.

Balance checks and card blocking also work by missed call and SMS, and the bank offers banking on WhatsApp. Its corporate office is Ekanath Thakur Bhavan in Prabhadevi.

24-day history

healthy reports issues outage

We checked 26 times over the last 24 days — healthy on 23 days, minor issues on 1 day. It typically responds in about 0.1s.

24d ago 16d 8d today

Response time · daily average slowest day 3.3s

Dashed line is its usual 0.1s, measured over the last 14 days. Gaps are days with no timing data.

1 Oct checked, healthy avg 0.3s

2 Oct checked, healthy avg 3.3s

3 Oct checked, healthy avg 0.4s

4 Oct checked, healthy avg 0.3s

5 Oct checked, healthy avg 0.3s

6 Oct checked, healthy avg 0.3s

7 Oct checked, healthy avg 0.3s

8 Oct checked, healthy avg 0.2s

9 Oct checked, healthy avg 0.3s

10 Oct checked, healthy avg 0.2s

11 Oct checked, healthy avg 0.3s

12 Oct checked, healthy avg 0.3s

13 Oct checked, healthy avg 0.3s

14 Oct checked, healthy avg 0.3s

15 Oct 1 issue avg 0.1s

16 Oct checked, healthy avg 0.1s

17 Oct checked, healthy avg 0.1s

18 Oct checked, healthy avg 0.1s

19 Oct checked, healthy avg 0.1s

20 Oct checked, healthy avg 0.1s

21 Oct checked, healthy avg 0.1s

22 Oct checked, healthy avg 0.1s

23 Oct checked, healthy avg 0.6s

24 Oct checked, healthy avg 1.3s

Recent reports & outages

14 Oct

Reachability issue minor

Our checks could not reach Saraswat Bank for about 8h 23m.

If Saraswat Bank isn't working

Update GOMO NxT Install the latest GOMO NxT version and sign in again.
Use the registered mobile OTPs, missed calls and WhatsApp banking need the mobile number you registered with the bank.
Change the network Switch between Wi-Fi and mobile data if the app or e-Banking keeps timing out.
Do not repeat a failed transfer Check the balance and the transaction history first, so the same payment does not go twice.
See if other Saraswat customers report it Several Saraswat Bank reports at once mean the problem is at the bank's end. Try again after a while.

Other ways to access Saraswat Bank

Bank on WhatsApp Send Hi to the bank's WhatsApp number for balance, last 10 transactions and a digital passbook.
Missed call banking Balance and last five transactions arrive by SMS after a missed call from the registered mobile.
Use e-Banking on the website If GOMO NxT will not open, internet banking on saraswat.bank.in handles transfers and bill payments.
Visit an ATM or branch The ATM and Branch Locator on the bank's site shows the nearest one for cash and passbook updates.
Call the bank Toll-free lines, the help desk and card blocking numbers are on the Saraswat Bank helpline page.

Official channels during an outage: X · Facebook · Instagram · YouTube · LinkedIn · WhatsApp · Website

Questions

Look at what other Saraswat Bank customers are reporting on this page, and at our own check of saraswat.bank.in. A spike in reports points to the bank's servers. If only your app is stuck, update GOMO NxT and change networks first.

When GOMO NxT, e-Banking and UPI all fail together, the fault is at the bank. A UPI payment that fails while the app works can also be a delay at the other bank or at NPCI. Wait a few minutes before you try a transfer again.

Check whether the money left your account in GOMO NxT or by the balance missed call before paying again. If the amount was debited but not received, raise it with the 24x7 toll-free line 1800 266 5555 with the UPI reference number.

Give a missed call from your registered mobile to the card-blocking number. Every card linked to that mobile is blocked for now. The number is on our Saraswat Bank helpline page. For fraud on the account, call the help desk IVR from the registered mobile to block UPI, debit card, internet and mobile banking at once.

Use the Missed Call Service from your registered mobile, and the balance comes by SMS. You can also send Hi to the bank's WhatsApp number and type Bal.

Update GOMO NxT from your app store, then log in again. If it still fails, use e-Banking on the website for the same task, or call the 24-hour help desk for mobile banking.

Agar bahut saare customers ek saath problem report kar rahe hain, to dikkat bank ki taraf se hai. Sirf aapka app nahi chal raha to GOMO NxT update karke dobara try karein.

Yes, tap download on the status card at the top to save a server down image showing Saraswat Bank's current status, the last checked time, and how many users are reporting problems.

Need to block a card or report a failed transaction on Saraswat Bank? See the verified Saraswat Bank customer care and net banking helpline numbers.

1800 266 5555

Saraswat Bank · 24x7 · 022 4157 2070

Full helpline