Is Cosmos Bank down right now?
Cosmos Bank is working
Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.
- Reports·1h
- 0
- Server
- 200 OK
- Response
- 0.4s
- Last checked
- 5 hours ago
Answer: No Cosmos Bank issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:03 AM IST.
Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.
Not working for you? Report it
Takes 5 seconds, no login needed.
Last 24 hours: 0 reports.
About Cosmos Bank
Cosmos Bank, the Cosmos Co-operative Bank Ltd., is a Pune-based co-operative bank with branches across Maharashtra, Gujarat, Karnataka and other states. Its website moved to cosmos.bank.in.
Customers bank through net banking, UPI, WhatsApp banking and a mobile app. The older Cosmos GenZ app was discontinued from 1 September 2026, and customers were asked to move to the new Cosmos Bank MobileBanking app. The bank also runs the Galgal app for digital savings accounts.
Live reports
across 3 states
- No one has reported a problem with Cosmos Bank in the last 24 hours.
- History has 5 reports from the last 26 days.
-
16 Oct
BhopalAirtel
ATM / card not working
-
16 Oct
BhopalAirtel
UPI / GPay payment failing
-
10 Oct
BadlapurJETWAY BROADBAND INDIA PVT LTD
UPI / GPay payment failing
“Upi payment showing bank downtime use later” — Guest
-
3 Oct
SuratAirtel
ATM / card not working
“Kya mai jan sakta hu ki cosmos bank ke atm ka server kyon nhi chal raha hai” — Chhotelal Sonkar
-
3 Oct
SuratAirtel
ATM / card not working
“Atm se paise nhi nikal rahe hai” — Chhotelal Sonkar
What people are reporting
- ATM / card not working · 3
- UPI / GPay payment failing · 2
Where reports come from — 3 states
- Gujarat · 2
- Madhya Pradesh · 2
- Maharashtra · 1
Which networks — 2 networks
- Airtel · 4
- JETWAY BROADBAND INDIA PVT LTD · 1
Reports about Cosmos Bank in the last 90 days, up to 23 Oct 2026, 5:30 AM IST, are coming from users across Airtel and JETWAY BROADBAND INDIA PVT LTD, so this does not look specific to one network.
26-day history
We checked 44 times over the last 26 days — healthy on 26 days. It typically responds in about 0.3s.
Dashed line is its usual 0.3s, measured over the last 14 days. Gaps are days with no timing data.
If Cosmos Bank isn't working
-
Switch to the new app Cosmos GenZ was discontinued from 1 September 2026. Use the new Cosmos Bank MobileBanking app.
-
Activate card channels ATM cards are off for online and contactless use by default. Turn them on through net banking, mobile banking or WhatsApp banking.
-
Check your registered mobile Missed call balance, WhatsApp banking and OTPs need the mobile number the bank has on record for you.
-
Do not repay a failed UPI debit Wait for the reversal and keep the UPI reference number.
-
Check the live status on this page Many Cosmos customers reporting together means the bank's server is down. Try again after some time.
Other ways to access Cosmos Bank
-
WhatsApp banking Say Hi to +91 89565 67100 from your registered mobile for balance, recent transactions and card block or unblock.
-
Missed call for balance Give a missed call to 90290 13793 from your registered mobile; the balance comes by SMS.
-
Visit your branch The home branch handles payments, complaints and account changes over the counter.
-
Call or email the bank For blocking, disputes and app help, the Cosmos Bank helpline page has every desk's number and email.
Official channels during an outage: X · Facebook · Instagram · YouTube · LinkedIn · Website
Questions
Our check of cosmos.bank.in and reports from Cosmos customers appear on this page. When several customers flag UPI or the mobile app within minutes, the fault is at the bank. If you are the only one stuck, update the Cosmos app and try another network.
The answer depends on what fails: the mobile app, net banking, UPI or ATMs. If you still use the old Cosmos GenZ app, it was discontinued from 1 September 2026, so install the new Cosmos Bank MobileBanking app. When every channel fails together, the bank's systems are down.
Retry after a few minutes from the same app. If money was debited but the payment failed, do not pay again; a failed UPI debit returns to the account. For urgent UPI blocking, call 020-67085158 or 1800 233 0234.
Cosmos Bank discontinued the Cosmos GenZ app from 1 September 2026. Install the new Cosmos Bank MobileBanking app on your phone and register again with your account details.
Give a missed call to 90290 13793 from your registered mobile. It is free and works 24x7 for savings and current accounts. WhatsApp banking on +91 89565 67100 also shows the balance and last five transactions.
Pehle dekhein ki aap naya Cosmos Bank MobileBanking app use kar rahe hain, purana GenZ app band ho chuka hai. Balance ke liye 90290 13793 par missed call dein. Bahut log is page par report karein to bank ka server down hai.
Yes. Tap Download on the status card at the top. The saved server down screenshot shows Cosmos Bank's status, the last checked time, and how many users are reporting problems.
Need to block a card or report a failed transaction on Cosmos Bank? See the verified Cosmos Bank customer care and net banking helpline numbers.
Related & alternatives
If Cosmos Bank is down, here are other banks and net banking services we track, each with live status.
People also check
Unofficial status from automated checks & user reports. Not affiliated with Cosmos Bank. Status may be inaccurate, confirm on the official site.