Jammu & Kashmir Bank
Jammu & Kashmir Bank
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Is Jammu & Kashmir Bank down right now?

Jammu & Kashmir Bank is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h
0
Server
200 OK
Response
2.3s
Checked
1 hour ago
Download

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

Not working for you? Report it

Takes 5 seconds, no login needed.

Last 24 hours: 0 reports.

About Jammu & Kashmir Bank

Jammu & Kashmir Bank was founded in 1938 and is majority owned by the Jammu and Kashmir government, which makes it an unusual case among private sector banks in India.

It is the leading bank across Jammu and Kashmir and Ladakh, and it also acts as the RBI's agent for government banking there. Customers use net banking, the mPay Delight+ app, UPI, cards and loans, with a dense branch network in the union territories it serves.

Salary and pension credits, scheme payouts and month end bring its busiest hours.

Live reports

  • No reports yet, be the first to report an issue above.

If Jammu & Kashmir Bank isn't working

  • For a failed transaction, do not repeat it A failed IMPS or NEFT is auto reversed. Keep the reference number and wait, rather than sending the money again and risking a double debit.

  • Switch between the mPay Delight+ app and net banking If the mPay Delight+ app is stuck, try net banking on a browser, or the other way round. If one is down the other often still works.

  • Check your OTP and network A missing OTP is often a network or DND issue. Check your signal, switch between Wi-Fi and mobile data, and wait a minute before requesting a new one.

  • Update the app or clear its cache An outdated mPay Delight+ app can misbehave. Update it from the store, or clear its cache and sign in again.

  • Check the live status above If many people across India are reporting Jammu and Kashmir Bank right now, it is a wider problem and not just you.

Other ways to access Jammu & Kashmir Bank

  • Use UPI from the same account If Jammu and Kashmir Bank net banking is down, UPI from the same account often still works through any UPI app for smaller transfers.

  • Use an ATM or the mobile app For cash or a balance check, an ATM works when online banking is down, and the app and net banking are separate routes.

  • Phone banking or IVR For urgent help use Jammu and Kashmir Bank phone banking, and to block a lost card call the verified Jammu and Kashmir Bank helpline.

  • Branch for a big or stuck transaction For a large or stuck transfer that is time-sensitive, your home branch can help directly.

Questions

Check the live status and report map above. If reports are spiking across India, especially on a salary or pension day, it is a wider Jammu and Kashmir Bank problem and not just you.
On salary days and month end, a huge number of customers log in and move money together, so the servers slow down or error out for a while. It is load, not your account.
Yes, kindly note a failed IMPS or NEFT is auto reversed, usually within a few hours and up to a couple of working days. Keep the reference number and do not repeat the transfer before checking your statement.
This is usually load or a network issue. Check your signal, wait for the OTP for a minute, and try the mPay Delight+ app and net banking one after the other, since if one is down the other often works.
Ghabraye nahi. Failed IMPS ya NEFT apne aap wapas aa jata hai, aksar kuch ghante mein aur zyada se zyada do working days mein. Reference number sambhal kar rakhein aur statement check karne se pehle dobara transfer na karein.
Yes. Tap the Download button on the live status card at the top of this page to save the Jammu and Kashmir Bank server down image. The screenshot shows Jammu and Kashmir Bank's current status, the last checked time and how many users across India are reporting problems right now. So when Jammu and Kashmir Bank is actually down you get a real service down screenshot, not a mock-up. Save the service down image to keep it or send it to someone.
We run an on-demand server check from our side and combine it with real user reports across India. Reports are the main signal, because Jammu and Kashmir Bank can respond to our check while it is still failing for many users. So if reports are spiking here, it is a real problem even if the site loads for us.

Need to block a card or report a failed transaction on Jammu & Kashmir Bank? See the verified Jammu & Kashmir Bank customer care and net banking helpline numbers.

1800 890 2122

Jammu & Kashmir Bank · 24x7

Full helpline

Related & alternatives

If Jammu & Kashmir Bank is down, here are other banks and net banking services we track, each with live status.

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Unofficial status from automated checks & user reports. Not affiliated with Jammu & Kashmir Bank. Status may be inaccurate, confirm on the official site.