Is Bank of India down right now?

Bank of India is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 403 OK
Response: 0.1s
Checked: 1 hour ago

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Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

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Last 24 hours: 0 reports.

About Bank of India

Bank of India is a public sector bank owned by the Government of India, founded in 1906 and headquartered in Mumbai. Its branches and ATMs cover most states, and it keeps an overseas presence which is older than that of most Indian banks.

Customers bank on the BOI mobile app, net banking, UPI and cards, and a great many of these accounts are tied to pensions, salaries or government schemes. That is why the opening working days of a month and the closing few are the busiest, when credits and withdrawals bunch up together.

No reports yet, be the first to report an issue above.

If Bank of India isn't working

For a failed transaction, do not repeat it A failed IMPS or NEFT is auto reversed. Keep the reference number and wait, rather than sending the money again and risking a double debit.
Switch between the BOI Mobile app and net banking If the BOI Mobile app is stuck, try net banking on a browser, or the other way round. If one is down the other often still works.
Check your OTP and network A missing OTP is often a network or DND issue. Check your signal, switch between Wi-Fi and mobile data, and wait a minute before requesting a new one.
Update the app or clear its cache An outdated BOI Mobile app can misbehave. Update it from the store, or clear its cache and sign in again.
Check the live status above If many people across India are reporting Bank of India right now, it is a wider problem and not just you.

Other ways to access Bank of India

Use UPI from the same account If Bank of India net banking is down, UPI from the same account often still works through any UPI app for smaller transfers.
Use an ATM or the mobile app For cash or a balance check, an ATM works when online banking is down, and the app and net banking are separate routes.
Phone banking or IVR For urgent help use Bank of India phone banking, and to block a lost card call the verified Bank of India helpline.
Branch for a big or stuck transaction For a large or stuck transfer that is time-sensitive, your home branch can help directly.

Official updates during an outage: X

Questions

Check the live status and report map above. If reports are spiking across India, especially on a salary or pension day, it is a wider Bank of India problem and not just you.

On salary days, pension days and the last few days of the month, a huge number of customers log in and move money together, so the servers slow down or error out for a while. It is load, not your account, and it usually eases as the rush settles.

Yes, kindly note a failed IMPS or NEFT is auto reversed, usually within a few hours and up to a couple of working days. Keep the reference number and do not repeat the transfer before checking your statement.

This is usually load or a network issue. Check your signal, wait for the OTP for a minute, and try the BOI Mobile app and net banking one after the other, since if one is down the other often works.

Ghabraye nahi. Failed IMPS ya NEFT apne aap wapas aa jata hai, aksar kuch ghante mein aur zyada se zyada do working days mein. Reference number sambhal kar rakhein aur statement check karne se pehle dobara transfer na karein.

Yes. Tap the Download button on the live status card at the top of this page to save the Bank of India server down image. The screenshot shows Bank of India's current status, the last checked time and how many users across India are reporting problems right now. So when Bank of India is actually down you get a real service down screenshot, not a mock-up. Save the service down image to keep it or send it to someone.

We run an on-demand server check from our side and combine it with real user reports across India. Reports are the main signal, because Bank of India can respond to our check while it is still failing for many users. So if reports are spiking here, it is a real problem even if the site loads for us.

Need to block a card or report a failed transaction on Bank of India? See the verified Bank of India customer care and net banking helpline numbers.

1800 103 1906

Bank of India · 24x7

Full helpline