Uni Cards

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Is Uni Cards down right now?

Uni Cards is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: OK
Response: 0.1s
Last checked: 6 hours ago

Answer: No Uni Cards issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:02 AM IST.

Report an issue

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

Facing an issue? Report it

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Last 24 hours: 0 reports.

About Uni Cards

Uni Cards, run by Unirewards Technologies in Bengaluru, offers the Uni GoldX credit card with partner banks. Rewards are paid as 24K digital gold instead of points, and the card is lifetime free with no joining or annual fee.

The limit, statement, due date and rewards all sit in the Uni app. The card itself is issued by a partner bank, and Uni names YES Bank and BOBCARD as the issuers whose grievance routes apply.

59-day history

healthy reports issues outage

We checked 72 times over the last 59 days — healthy on 59 days. It typically responds in about 0.1s.

59d ago 39d 20d today

Response time · daily average slowest day 0.7s

Dashed line is its usual 0.1s, measured over the last 14 days. Gaps are days with no timing data.

27 Aug checked, healthy

28 Aug checked, healthy

29 Aug checked, healthy

30 Aug checked, healthy

31 Aug checked, healthy

1 Sep checked, healthy

2 Sep checked, healthy

3 Sep checked, healthy

4 Sep checked, healthy

5 Sep checked, healthy avg 0s

6 Sep checked, healthy avg 0.1s

7 Sep checked, healthy avg 0.1s

8 Sep checked, healthy avg 0.1s

9 Sep checked, healthy avg 0.7s

10 Sep checked, healthy avg 0.1s

11 Sep checked, healthy avg 0.1s

12 Sep checked, healthy avg 0.1s

13 Sep checked, healthy avg 0.1s

14 Sep checked, healthy avg 0.1s

15 Sep checked, healthy avg 0.1s

16 Sep checked, healthy avg 0.1s

17 Sep checked, healthy avg 0.1s

18 Sep checked, healthy avg 0.1s

19 Sep checked, healthy avg 0.1s

20 Sep checked, healthy avg 0.2s

21 Sep checked, healthy avg 0.2s

22 Sep checked, healthy avg 0.1s

23 Sep checked, healthy avg 0.1s

24 Sep checked, healthy avg 0.1s

25 Sep checked, healthy avg 0.1s

26 Sep checked, healthy avg 0.1s

27 Sep checked, healthy avg 0.1s

28 Sep checked, healthy avg 0.1s

29 Sep checked, healthy avg 0.1s

30 Sep checked, healthy avg 0.1s

1 Oct checked, healthy avg 0.1s

2 Oct checked, healthy avg 0.1s

3 Oct checked, healthy avg 0.1s

4 Oct checked, healthy avg 0.2s

5 Oct 1 report avg 0.1s

6 Oct checked, healthy avg 0.1s

7 Oct checked, healthy avg 0.1s

8 Oct checked, healthy avg 0.1s

9 Oct checked, healthy avg 0.1s

10 Oct checked, healthy avg 0.1s

11 Oct checked, healthy avg 0.1s

12 Oct checked, healthy avg 0.1s

13 Oct checked, healthy avg 0.1s

14 Oct checked, healthy avg 0.1s

15 Oct checked, healthy avg 0.2s

16 Oct checked, healthy avg 0.1s

17 Oct checked, healthy avg 0.1s

18 Oct checked, healthy avg 0.1s

19 Oct checked, healthy avg 0.1s

20 Oct checked, healthy avg 0.1s

21 Oct checked, healthy avg 0.1s

22 Oct checked, healthy avg 0.1s

23 Oct checked, healthy avg 0.1s

24 Oct checked, healthy avg 0.1s

If Uni Cards isn't working

Compare with reports from other users Many Uni reports at the same time point to the app, and reinstalling it will not help.
Card declined at a shop Check the available limit and whether a statement is due. Try the card on another terminal or online before assuming it is blocked.
App will not log in Close it from recents, switch between wifi and mobile data, and make sure you are on the current version from the store.
Rewards or statement missing Wait for the transaction to settle before chasing rewards. If a statement has not generated at all, raise it with support.
Keep a payment record If the app is down near a due date, pay through the issuing bank and keep the confirmation.

Other ways to access Uni Cards

Pay the bill through the issuing bank The card account sits with a partner bank, so its net banking or app can take the payment while the Uni app is unavailable.
Use another card or UPI For a purchase that will not go through, a different card or a UPI payment is the fastest way around a decline at the till.
Look up the bank's own channel The issuing bank's app or net banking shows the card account too, so the amount due is still reachable when the Uni app will not open.
Reach support directly The verified Uni Cards contact details carry the care line and the care email.

Official channels during an outage: X · Facebook · Instagram · LinkedIn · Website

Questions

Other Uni users' reports appear here in real time. Many at once mean the Uni app has downtime or a technical issue. Keep in mind that the app is Uni's while the card runs on the issuing bank, so one can fail while the other works.

The app and the card are two different systems. A card decline runs through the partner bank that issues it and the card network, so it can fail while the Uni app opens fine. Login trouble, a missing statement or rewards that have not appeared are on Uni's side instead.

That points at the issuer rather than the app. Check the available limit and the billing cycle, since a statement that has generated but not been paid can hold the limit. A declined transaction with no debit needs nothing from you.

Usually not. Check the rewards section of the app after the transaction settles. If the gold is still missing, raise it with Uni on 080 6821 6821 or by email, with the transaction date and amount.

Start with Uni for anything about the app, the limit, a statement or missing rewards; its care line and mailbox are on the Uni Cards helpline page. A dispute about a particular transaction or the credit facility belongs to the bank that issued the card, and Uni links the grievance route for each issuer from its own site.

App mein available limit aur statement due dekh lein, kai baar bill generate hone ke baad limit block ho jati hai. Agar paisa nahi kata hai to kuch karne ki zarurat nahi. Kai Uni users ek saath shikayat kar rahe hon to thodi der ruk kar dobara try karein.

Yes. The Download button on the status card saves a server down image with Uni Cards's status, the time of our last check, and how many users are reporting problems.

Need to block your Uni Cards card or dispute a charge? See the verified Uni Cards credit card customer care and helpline numbers.

080 6821 6821

Uni Cards

Full helpline