How do I pay my BOBCARD bill?

BOBCARD takes payment through many channels. InstaPay with net banking, a debit card or UPI · Pay Card Bills in the BOBCARD app, or the Customer Portal · bob World, or any UPI app such as Google Pay or Paytm · NEFT, IMPS, a cheque or cash. Bank of Baroda account holders can set up auto-debit with a form at a branch. A BOBCARD bill cannot be paid with another credit card.

My BOBCARD payment is not showing. What now?

It depends on how you paid. BOBCARD confirms InstaPay and app payments straight away; other modes such as NEFT or a cheque take T+2 days · In the app or portal, a successful payment moves from Unsettled to Unbilled after 24 hours · If it shows under neither tab, the payment timed out or failed. If your account was debited, BOBCARD checks and credits the card once it receives the funds.

BOBCARD

bobcard.co.in

live

Is BOBCARD down right now?

BOBCARD is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 200 OK
Response: 0.2s
Last checked: 5 hours ago

Answer: No BOBCARD issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:09 AM IST.

Report an issue

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

BOBCARD not working? Let others know

Tap one so other BOB credit card users can see it.

Last 24 hours: 0 reports.

About BOBCARD

BOBCARD Limited, a wholly owned subsidiary of Bank of Baroda, issues the BOB credit cards, from Easy and Select to Eterna and the BOBCARD One metal card. Cardholders manage them in the BOBCARD app and on the BOBCARD Customer Portal at online.bobcard.co.in.

Bills are paid through InstaPay, the app, bob World, any UPI app, NEFT, IMPS or a cheque. A 24x7 IVR handles card blocking, PIN and balance, and WhatsApp and SMS services send statements.

16-day history

healthy reports issues outage

We checked 16 times over the last 16 days — healthy on 16 days. It typically responds in about 0.1s.

16d ago today

Response time · daily average slowest day 0.4s

Dashed line is its usual 0.1s, measured over the last 14 days. Gaps are days with no timing data.

9 Oct checked, healthy avg 0.4s

10 Oct checked, healthy avg 0.1s

11 Oct checked, healthy avg 0.1s

12 Oct checked, healthy avg 0.1s

13 Oct checked, healthy avg 0.2s

14 Oct checked, healthy avg 0.1s

15 Oct checked, healthy avg 0.1s

16 Oct checked, healthy avg 0.1s

17 Oct checked, healthy avg 0.3s

18 Oct checked, healthy avg 0.1s

19 Oct checked, healthy avg 0.1s

20 Oct checked, healthy avg 0.1s

21 Oct checked, healthy avg 0.1s

22 Oct checked, healthy avg 0.1s

23 Oct checked, healthy avg 0.1s

24 Oct checked, healthy avg 0.2s

If BOBCARD isn't working

Start with the live reports If BOBCARD reports jump across many cities, the service is down. Try again in a while.
Switch to the portal If the BOBCARD app will not load, log in on online.bobcard.co.in with the same card.
Look under Unbilled A payment that left Unsettled after 24 hours shows under Unbilled, which means it went through.
Pay early by NEFT or cheque These take T+2 days, so pay well before the due date.

Other ways to access BOBCARD

Use the 24x7 IVR Call the toll-free IVR for card block, PIN generation or reset, balance and the last 3 transactions without the app.
SMS for basics Send BLOCK, or STAT with the last 4 digits, to 9223172141 from your registered mobile.
Pay by any UPI app Google Pay, Paytm or another UPI app can pay the bill when the BOBCARD app is down.
Reach BOBCARD BOBCARD's phone lines, WhatsApp and email are listed on our BOBCARD helpline page.

Official channels during an outage: LinkedIn · Website

Questions

We check the BOBCARD Customer Portal and count reports from BOB credit card users. If they rise across many cities together, BOBCARD is down. A single declined card can have a simpler cause, such as card settings or the merchant.

Check which one fails: the BOBCARD app, the Customer Portal at online.bobcard.co.in or card payments.

When the app misbehaves, try the portal, or the 24x7 IVR for blocking, PIN and balance.

BOBCARD takes payment through many channels.

InstaPay with net banking, a debit card or UPI
Pay Card Bills in the BOBCARD app, or the Customer Portal
bob World, or any UPI app such as Google Pay or Paytm
NEFT, IMPS, a cheque or cash

Bank of Baroda account holders can set up auto-debit with a form at a branch. A BOBCARD bill cannot be paid with another credit card.

It depends on how you paid.

BOBCARD confirms InstaPay and app payments straight away; other modes such as NEFT or a cheque take T+2 days.
In the app or portal, a successful payment moves from Unsettled to Unbilled after 24 hours.
If it shows under neither tab, the payment timed out or failed. If your account was debited, BOBCARD checks and credits the card once it receives the funds.

Block it at once. Use the BOBCARD app or the Customer Portal, call 1800 2090 or 1800 1210, or send BLOCK by SMS to 9223172141 from your registered mobile.

The e-bill comes to your registered email. You can also download it from the BOBCARD app or Customer Portal, send STAT and the card's last 4 digits by SMS to 9223172141, or send Hi on WhatsApp to +91 7208476628.

BOBCARD levies a late payment charge if at least the Minimum Amount Due has not reached the card account by the due date. A payment by NEFT or cheque takes time to credit, so pay a few days early.

BOBCARD reviews limits itself and shows eligible cardholders an increased limit offer in the BOBCARD app or Customer Portal. You can also write to BOBCARD with income documents; the decision is at its discretion.

BOBCARD ka toll-free 1800 2090 hai, saath mein 1800 1210 bhi chalta hai. Dono toll-free hain aur din-raat khule rehte hain. WhatsApp aur email hamare BOBCARD helpline page par hain.

Yes, tap download on the status card at the top to save a server down image showing BOBCARD's current status, the last checked time, and how many users are reporting problems.

Need to block your BOBCARD card or dispute a charge? See the verified BOBCARD credit card customer care and helpline numbers.

1800 2090

BOBCARD · 24x7

Full helpline