What is the PMFBY premium for farmers?

Farmers pay a small, capped share of the sum insured. Kharif foodgrain and oilseed crops: up to 2% of the sum insured · Rabi foodgrain and oilseed crops: up to 1.5% · Annual commercial and horticulture crops: up to 5%. The farmer pays that rate or the actuarial rate, whichever is less. The Premium Calculator on the site shows the exact figure.

PMFBY

pmfby.gov.in

live

Is PMFBY down right now?

Q: How do I check my PMFBY application status?

Open Application Status on the pmfby.gov.in home page and enter your policy ID or application number. It shows where the application stands at each step.

Q: How do I apply for PMFBY crop insurance?

Apply yourself through Farmer Corner on pmfby.gov.in, or go through your bank, a CSC or the AIDE app, which are listed as enrolment partners. Enrolment is voluntary for loanee farmers too since 2020.

Q: PMFBY complaint kaise kare?

Toll-free 14447 par Krishi Rakshak helpline ko call kariye, ya KRPH portal par shikayat darj kariye. WhatsApp chatbot ka number hamare PMFBY helpline page par hai.

PMFBY is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h: 0
Server: 200 OK
Response: 0.1s
Last checked: 5 hours ago

Answer: No PMFBY issues reported in the last 24 hours, and it responded normally at our last check on 24 Oct 2026, 4:08 AM IST.

Report an issue

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

PMFBY portal giving trouble? Report it

Tap one. Farmers, banks and CSC operators across India see it.

Last 24 hours: 0 reports.

About PMFBY

The Pradhan Mantri Fasal Bima Yojana (PMFBY) is the Government of India's crop insurance scheme, run by the Ministry of Agriculture and Farmers Welfare. Its portal, pmfby.gov.in, is the National Crop Insurance Portal that links farmers, banks, insurance companies and state governments.

Farmers enrol, check their application status, work out the premium and reach the Krishi Rakshak Portal and Helpline (KRPH) from here.

17-day history

healthy reports issues outage

We checked 18 times over the last 17 days — healthy on 17 days. It typically responds in about 0.1s.

17d ago today

Response time · daily average slowest day 0.2s

Dashed line is its usual 0.1s, measured over the last 14 days. Gaps are days with no timing data.

8 Oct checked, healthy avg 0.2s

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If PMFBY isn't working

Are other farmers reporting PMFBY? When PMFBY reports surge together, the portal is down nationally. Try again a little later.
Report crop loss by phone if the site fails The 72-hour window does not wait for the website. Ring 14447 and note the ticket number.
Keep the policy ID handy Application Status works on the policy ID or application number, so save it from your receipt.
Switch the site language pmfby.gov.in works in Hindi and ten other Indian languages besides English, from the language menu at the top.

Other ways to access PMFBY

Ask the WhatsApp chatbot The PMFBY WhatsApp chatbot answers scheme questions on your phone when the website is slow.
Enrol through a partner Your bank branch, a CSC or the AIDE app can complete enrolment for you.
Use the Farmer App The official Crop Insurance Farmer App, linked from the home page, lets you apply and manage your insurance.
Call KRPH The toll-free Krishi Rakshak helpline is on our PMFBY helpline page.

Official channels during an outage: X · Facebook · Instagram · Website

Questions

Our PMFBY card checks pmfby.gov.in and adds up reports from farmers, banks and CSC operators. If reports jump at the same moment, the portal is down for all of them. One report on its own? Start with your local network.

If a page opens but shows a blank Application Status or a spinning form, wait a few minutes and reload.

The same portal serves farmers, banks, CSCs and insurance companies.

Open Application Status on the pmfby.gov.in home page and enter your policy ID or application number. It shows where the application stands at each step.

Ola, jal bharav ya bhuskhalan jaisa nuksan sirf aapke khet mein ho to 72 ghante ke andar report kariye. Toll-free 14447 par call kariye ya Krishi Rakshak Portal (KRPH) par darj kariye.

Complaint ka ticket number mil jata hai, usi se status dekhiye.

Farmers pay a small, capped share of the sum insured.

Kharif foodgrain and oilseed crops: up to 2% of the sum insured
Rabi foodgrain and oilseed crops: up to 1.5%
Annual commercial and horticulture crops: up to 5%

The farmer pays that rate or the actuarial rate, whichever is less. The Premium Calculator on the site shows the exact figure.

Apply yourself through Farmer Corner on pmfby.gov.in, or go through your bank, a CSC or the AIDE app, which are listed as enrolment partners. Enrolment is voluntary for loanee farmers too since 2020.

Yield loss from fire, lightning, storms, hail, cyclones, floods, landslides, drought, pests and disease. Prevented sowing pays up to 25% of the sum insured, and crops left to dry in the field are covered for 14 days after harvest against cyclone and unseasonal rain.

War, theft, riots and damage by animals are not covered.

It depends on your state and district. The Insurance Company and Broker Directory on pmfby.gov.in shows the company for your season, year, state and district, with its contact details.

There is no single all-India date. Cut-off dates are set each season for every state and crop. Your bank, the Farmer Corner on pmfby.gov.in or KRPH on 14447 can tell you the date for your crop.

Toll-free 14447 par Krishi Rakshak helpline ko call kariye, ya KRPH portal par shikayat darj kariye. WhatsApp chatbot ka number hamare PMFBY helpline page par hai.

Yes. The download button on the status card saves a server down image with PMFBY's status, the time of our last check, and how many users are reporting problems.

Need to contact PMFBY? See the verified PMFBY helpline and customer care numbers with support hours.

14447

PMFBY

Full helpline