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Is LIC down right now?

LIC is working

Responding normally and no problems reported. If you still can't get on, it's likely your connection or app. Try the steps below.

Reports·1h
0
Server
200 OK
Response
0.1s
Checked
1 hour ago
Download

Our automated check runs from one or more locations and may miss in-app problems; reports come from users across India. We only call something "down" when users confirm it too. Here's how we check.

Not working for you? Report it

Takes 5 seconds, no login needed.

Last 24 hours: 0 reports.

About LIC

Life Insurance Corporation of India is the country's largest insurer by a wide margin, owned by the Government of India and listed since 2022. Crores of households hold at least one LIC policy, often bought decades ago through an agent.

Policyholders use its portal and app to pay premiums, check policy status, download statements, update details and follow maturity or claim payments. Agents use their own portal for servicing.

Because so many policies renew on similar cycles, its online services are busiest near premium due dates and around the financial year end, when people pay together and also download receipts for tax proof.

Live reports

  • No reports yet, be the first to report an issue above.

If LIC isn't working

  • For a failed premium, do not pay twice A failed payment is reversed. Keep the reference and check your policy status before paying again.

  • Try off-peak near a due date The portal is busiest near due dates and year end. Trying early morning or late night is usually smoother.

  • Keep your policy number ready Most services are policy-linked, so keep your policy number and registered mobile handy for login and OTP.

  • Use WhatsApp and SMS for basics LIC's WhatsApp and SMS services handle premium reminders and simple status checks without the portal.

  • Check the live status above If many people across India are reporting LIC right now, it is a wider problem and not just you.

Other ways to access LIC

  • Pay the premium through another channel You can pay an LIC premium via your bank, UPI apps or an authorised LIC agent if the portal is down.

  • Use WhatsApp or SMS for status LIC's WhatsApp and SMS services give premium and simple policy info without the portal.

  • Branch or agent for a stuck case For a stuck premium or policy issue, your LIC branch or agent, or the verified LIC helpline, can help.

Official updates during an outage: X

Questions

Check the live status and report map above. If reports are spiking across India, especially near a premium due date or financial year end, it is a wider LIC problem and not just you.
A failed payment is normally reversed within a few working days. Keep the reference and check your policy and statement before paying again, so you do not pay twice.
Near premium due dates and year end, a huge number of policyholders log in and pay together, so the portal slows down. It is load, and trying off-peak is smoother.
This is usually load or an OTP or network issue. Wait for the OTP for a minute, check your connection, and keep your policy number ready.
Ghabraye nahi. Failed payment aksar kuch working days mein wapas aa jata hai. Reference sambhal kar rakhein aur dobara pay karne se pehle policy aur statement check karein.
Yes. Tap the Download button on the live status card at the top of this page to save the LIC server down image. The screenshot shows LIC's current status, the last checked time and how many users across India are reporting problems right now. So when LIC is actually down you get a real service down screenshot, not a mock-up. Save the service down image to keep it or send it to someone.
We run an on-demand server check from our side and combine it with real user reports across India. Reports are the main signal, because LIC can respond to our check while it is still failing for many users. So if reports are spiking here, it is a real problem even if the site loads for us.

Need to intimate a claim or pay premium for LIC? See the verified LIC claim and customer care helpline numbers.

022 6827 6827

LIC · Mon-Sat, office hours

Full helpline

Related & alternatives

Here are other insurers and policy portals we track, each with live status.

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Unofficial status from automated checks & user reports. Not affiliated with LIC. Status may be inaccurate, confirm on the official site.