Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Customer Care & Net Banking Helpline

utkarsh.bank.in

verified

Customer care

1800 123 9878

Last verified Oct 2026 · numbers can change, confirm on the official site.

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All contact details

Micro Banking and Advances 1800 208 1788
Credit Card Support 1800 309 3665
Credit card support email [email protected]
Secured Card Support 1800 309 7986
WhatsApp Banking 9506941111
Official siteutkarsh.bank.in
AddressUtkarsh Small Finance Bank Ltd., Utkarsh Tower, NH-31 (Airport Road), Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh 221105

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About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank runs separate toll free lines for separate jobs. 1800 123 9878 handles banking queries: savings, current and deposit accounts, cards, net banking and UPI. Micro banking and advances have their own line, and credit cards a third, all printed in the footer of the bank's own pages.

WhatsApp is a fourth route. Send a Hi to 9506941111 and the bank answers balance, mini statement, cheque book requests and a card block without a call at all. Written complaints go to [email protected], and a wrong debit has its own reporting portal.

Keep the account or loan number ready before you dial. Utkarsh will not ask for your OTP, PIN, CVV or card number on a call, whatever reason the caller offers.

Utkarsh Small Finance Bank helpline — questions

1800 123 9878 is the banking line: accounts, deposits, debit cards, net banking and UPI. Micro banking and advances go to 1800 208 1788, credit cards to 1800 309 3665.

Banking ke liye 1800 123 9878, micro banking aur loan ke liye 1800 208 1788, credit card ke liye 1800 309 3665. Chhoti baat ho to WhatsApp par 9506941111 par Hi bhej dein.

Yes. 1800 123 9878 and the specialist lines are all 1800 numbers and cost nothing. The Varanasi office number, 0542 6134000, is a charged landline.

WhatsApp on 9506941111 and the online complaint portal take a request at any hour. The toll free lines carry no call timings on Utkarsh's own pages as of now.

Credit cards have their own line on 1800 309 3665 and a mailbox, [email protected]. Secured cards use 1800 309 7986. For a charge you did not make, report it the same day on the bank's unauthorised transaction portal, and call 1930 if money has gone.

[email protected] takes complaints in writing. Online, the Lodge a Complaint portal gives you a reference, and its View Status option shows where the complaint has reached. For the steps after that, read the grievance redressal page on Utkarsh's site.

Yes. 1800 208 1788 is the micro banking and advances line, where a group loan EMI, a repayment date or a loan account query belongs.

Yes, 9506941111. Send a Hi from the number registered on the account: balance, mini statement, cheque book, blocking a debit card, and switching on net banking, mobile banking or UPI.

Yes. Download saves the banking, micro banking and card lines as one image, with the WhatsApp number beside them.

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Helpline details are compiled from public sources and verified periodically. Not affiliated with Utkarsh Small Finance Bank. Always confirm on the official website. How we verify this.